Funding Business Acquisition | Perpetuation Funding

Funding Business Acquisition

July 4, 2015


PF - Perpetuation Funding mainly specializes in financing business Acquisition and Perpetuation.  As our population ages since the WW2 baby boom, the age of the average business owner is just over 60.  So the time for implementing perpetuation planning is NOW.  The good news is that Perpetuation Funding can help most service related business owners plan for an effective and safe business exit.

Banks do not have a favorable outlook for service related business financing unless the buyer can fully collateralize the transaction.  Most buyers are in their 30's, 40's and 50's - while most sellers are in their 50's and 60's.  The younger generation is still building their asset portfolio and in most cases do not have enough money to fully collateralize the purchase of a business.  "Not to worry," says Bill Friend, Principal of Perpetuation Funding.  "We have a platform of over 10 lenders that will finance the Acquisition or Perpetuation of a business both in the United Stated and Canada."

"Our best loans come in at 10 year amortization, Prime + 2 3/4% with no pre-payment penalty.  We look for the purchaser to have a 650 or better credit score, no bankruptcies or short sales with business experience in the industry.  The underwriting process takes 45 days or less as we analyze Tax Returns, Profit & Loss statements as well as Balance Sheets, says Friend."  Sam Patterson is our Director of Financial Strategies and business partner who has been underwriting insurance agency Merger & Acquisition transactions at SpringTree Group since 1989.

For more information or just a non cost consultation, please contact us below.  "Our THREE MINUTE VIDEO on the home page explains the process and procedures.

Bill Friend, Principal 

7603 First Place Dr., B-12

Cleveland, Oh. 44146

866.FRIEND.0 (374.3630)

866.839.3090 fax

216.225.4321 cell

**INSURANCE AGENT LOANS - BUSINESS LOANS for Acquisition, Perpetuation and Capitalization.  

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Premium Finance Associates

In need of insurance premium financing? Our purpose is to provide superior insurance premium financing services for the property and casualty agent. Insurance premium financing can earn income for agents and maximize cash flow for companies. Premium Finance Associates offers the best premium finance options to agents.

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The Springtree Group

The Springtree Group is a company of entrepreneurs helping entrepreneurs. We offer a full spectrum of Mergers & Acquisition, lending and financial performance services and products to the Insurance Community.

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