Business Acquisition, Perpetuation & Capitalization

Business Acquisition, Perpetuation & Capitalization

June 27, 2015


There are a variety of reasons insurance agents and service related businesses need capital for acquisition, perpetuation and capitalization.  In this article, we will concentrate on AGE.  The average business owner is 61 years old.  It is estimated that over 2,000,000 small businesses will be listed for sale in the next 3-7 years.  Baby boomers are at or near retirement and are looking to sell their businesses.

The only problem is that banks have a tough time collateralizing small businesses for purchase.  Unless buyers can pay cash or prove 100% collateralization, purchase transactions are problematic.  The 30, 40, and 50 something's are in the process of building their retirement and in most instances do not have the assets to collateralize these businesses. 

Perpetuation Funding has a platform of lenders specializing in lending capital to buyers that do not have full collateralization to purchase service related businesses worth 250K - 10M.  Depending on the financial where with all of the buyer - and - what the seller is trying to accomplish, we offer multiple options and amortization schedules to fit most situations.

We concentrate on "buyers" and can even help find small businesses in their general demographic area.  So if you are interested in securing the funds to purchase a small service related business - and - perhaps would like to contract us to help you locate one, then contact us below:


Bill Friend, Principal 

7603 First Place Dr., B-12

Cleveland, Oh. 44146

866.FRIEND.0 (374.3630)

866.839.3090 fax

216.225.4321 cell

**INSURANCE AGENT LOANS - BUSINESS LOANS for Acquisition, Perpetuation and Capitalization.  

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Premium Finance Associates

In need of insurance premium financing? Our purpose is to provide superior insurance premium financing services for the property and casualty agent. Insurance premium financing can earn income for agents and maximize cash flow for companies. Premium Finance Associates offers the best premium finance options to agents.

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The Springtree Group

The Springtree Group is a company of entrepreneurs helping entrepreneurs. We offer a full spectrum of Mergers & Acquisition, lending and financial performance services and products to the Insurance Community.

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